Real USD accounts · Earning 4.50% APY

Banking built for the next economy.

Real USD checking accounts with seamless background stablecoin management. No chains, no wallets, no friction. Just banking.

Available balance
$12,480.32
= 12,480.32 USDC Earning 4.50% APY
Yield · today+$1.54
USDC received · Solana+$2,500.00
Sent to 0x8a3f…c21e · Base−$640.00
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Institutional Grade

Real routing and account numbers. Your funds are protected by the same security standards as major banks.

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Global Ready

Move money across borders instantly using blockchain technology, without ever having to learn how it works.

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Unified Balance

USD and stablecoins exist as one balance. We handle the rails so you can focus on your money.

One balance, two rails

Your dollars are your USDC. No conversion, ever.

Every dollar in your Stabality account is fully backed one-to-one. Send it as USDC to any wallet on any supported network, or move it through the banking system with your routing and account number. When one balance moves, the other moves with it, because they were never separate.

  • Deposit USDC from any supported Layer 1 or Layer 2 and see dollars instantly
  • Send to any wallet address, or to another Stabality member by email
  • Custody handled for you: no seed phrases, no gas, no bridges
Supported networks
EthereumSolanaBaseArbitrumPolygonAvalancheOptimismTronStellarAlgorandSuiAptos

One deposit address per network, created the moment you sign up. More networks are added without you lifting a finger.

Yield

Every dollar earns, every day.

Balances accrue 4.50% APY, paid daily and reflected in your balance each morning. No lock-ups, no tiers, no minimums.

$
Per day
Per month
Per year

Illustrative. Yield is variable and not guaranteed.

Open an account in two minutes.

Email, password, two-factor. That's it.

Get started